We understand that a lot of people have had financial difficulties due to the Pandemic or for other reasons. Many of us have experienced tough times. We have helped people who have had late pays, collections, foreclosures, short sales or bankruptcy on their record, get a new home. Our primary concern is that you have sufficient income and can get a mortgage in a year or two. Possibly with credit repair.

If your credit score is low don’t worry. If you’re committed to rebuilding your credit over the next several years and can meet some basic underwriting standards, we will help you get the home of your dreams.

If you’d like to learn more about how a lease option might work for you please email us at info@amnotecap.com, or call 800-508-5212.

If you’re ready to apply, please complete our online application below.

Home Lease Options, American Note Capital

However, before you do please review the following criteria to determine if you’re eligible.

  • Your gross monthly income should be at least 3-4 times the housing expense.
  • You should have at least 3%-5% available for the Option Consideration and other move in expenses.
  • You should be at least 1 year removed from a foreclosure or bankruptcy.

  • You cannot have had any evictions in the last 3 years.

  • You must have good references from previous landlords & current employers.

  • You may not be involved in a lawsuit as a “Plaintiff”, other than divorce, child custody, or auto accident.

  • You cannot have any prior criminal convictions of a violent or drug-related felony.

  • You cannot owe any money for back payments for child support or alimony.

Lease Options Online Application

Apply Online